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At Fidelity Funding, we fund a variety of Hard Money loans for different scenarios. Below are our Hard Money Lending Parameters:

Lien Position:

First Trust Deed
Second Trust Deed
Third Trust Deed (case by case)

Loan Amounts:

$50,000 and up

Funding Location:

California

Nationwide will be considered for loan amounts $1,000,000 and up

Occupancy:

Owner Occupied Business Purpose
Non-Owner Occupied/Investment
Second Home

Loan Programs Offered:

Hard Money Purchase
Hard Money Refinace
Hard Money Cash-Out Financing
Hard Money Commercial Financing
Fix and Flips
Bridge Loans
Long Term Hard Money Financing
Foreclosure / Bankruptcy Bail out Loans
Seller Carry Back
Land Loans
Construction Loans

Loan to Value:

70% (up to 75% case by case)

Loan to Completed Value:

Up to 85% of ARV (90% case by case) and 100% of the purchase price

Interest Rates:

Starting at 6.99 Fixed, Interest-Only

Loan Terms:

12-60 months

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