As the state capital, Sacramento County boasts a stable economy driven by government, healthcare, and an influx of tech migration from the Bay Area. The market offers a compelling blend of affordability and strong appreciation potential, making it a prime target for real estate investors.
Fidelity Funding provides comprehensive private lending solutions in Sacramento. We fund high-volume fix-and-flip operators, support investors executing BRRRR strategies with our DSCR loans, and provide bridge capital for commercial developments in the expanding metropolitan area.
Sacramento is a prime market for the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) due to its strong rental demand and relatively accessible acquisition costs compared to coastal markets.
Financing in Sacramento County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $520K · Illustrative financing range: $312K – $728K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $312K to $728K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes, the combination of steady in-migration and older housing stock makes Sacramento one of the most consistent fix-and-flip markets in California.
Yes, our bridge and DSCR programs offer cash-out options, allowing investors to pull equity for their next project.
Rates vary by leverage and experience, but we offer highly competitive pricing for experienced local investors.
Absolutely. 2-4 unit properties are a core part of our residential investment lending program.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT