My refinance experience was great. I had an excellent team working with me. They were expeditious and timely. I especially would like to thank Rene Khachatourian for keeping me posted on my qualification to refinance and notification in order to attain the refinance and to Anna Lizarraga, Nazeli Kerkorian for their excellent work in finalizing the refinance. I am saving over $500 dollars a month with this refinance. THANK YOU FIDELITY!!!